1
Find
Nearby private chargers on a live map, with price and availability shown up front.
Helsinki · Espoo · Vantaa first
No hardware · OCPP 1.6
Android app in testing
Finland already has the chargers. 1.36 million homes just can't reach them.
Almost half of Finnish households live in apartment buildings where installing a charger simply isn't an option. The wallboxes they need are already installed two streets away — and idle roughly twenty hours a day. EV Share Hub connects the two. Plug in, charge, pay, go.
1.36M
Finnish apartment households with no way to charge at home
164,705
Battery EVs on Finnish roads (Traficom, end-2025)
49%
BEV share of new registrations, H1 2026 — with no subsidy
0 of 18
Registered Finnish charging operators offering peer-to-peer
The mismatch
It isn't a shortage of chargers. It's a shortage of access.
There are 164,705 battery EVs in Finland inside a plug-in fleet of 351,744 vehicles — 13% of the entire car fleet. The hardware to charge them largely exists. It's just pointed at the wrong half of the country.
Demand side
The apartment driver
48% of Finnish households live in apartment buildings. Their parking space isn't theirs, and retrofitting a building takes a housing-company decision and years.
- No way to install a private charger — the decision isn't theirs to make.
- Planning every week around someone else's public infrastructure, for the life of the car.
- Paying commercial network rates of €0.40–€0.55/kWh on highway-focused networks.
- No discovery mechanism, no lawful payment path, and no trust layer for the charger two streets away.
Supply side
The idle wallbox owner
The detached and terraced housing around every apartment block holds a large installed base of private wallboxes — in use roughly four hours a day.
- Twenty hours a day, an expensive asset earns nothing.
- No metering assurance a private individual could stand behind for billing.
- No payment rail, no liability cover, no tax-reporting mechanism they could set up alone.
- The upfront cost of the charger is rarely recovered, because ownership carries no revenue mechanism.
And the gap is widening, not closing. Finland reached 49% BEV share of new registrations in H1 2026 — third highest in Europe — and it got there after every purchase and installation subsidy had been withdrawn. That's durable demand, not incentive-propped demand. Public supply hasn't kept pace, and none of the eighteen operators registered on Finland's national access point offers peer-to-peer sharing.
How it works
Five steps. The same as a public charging station.
No subscription, no minimum, no commitment. The default experience is walk-up. Advance booking exists as an optional add-on for drivers who want a slot held — it is never required to use the platform.
2
Plug in
The app unlocks the charger over OCPP. No key handover, no coordinating with the host.
3
Charge
Live kWh and running cost on screen while the session runs.
4
Pay
Payment is captured the moment the session ends. No separate checkout step.
5
Go
A receipt is issued automatically, and the host is paid without any manual invoicing.
Host economics
€5.50 net, on a session that used to earn nothing
One overnight charging slot, modelled at 35 kWh — roughly 4.7 hours at 7.4 kW, a typical home wallbox rate. The host sets the price; guidance is €0.38/kWh, the Finnish median DC rate, so drivers pay a number they already recognise.
| One 35 kWh overnight session | Amount | Note |
|---|---|---|
| Driver pays | €13.30 | 35 kWh at €0.38/kWh |
| Host receives (85%) | €10.64 | Paid automatically via Stripe Connect |
| Host's own electricity cost | –€5.14 | Spot-contract marginal cost near €0.147/kWh |
| Host net margin | €5.50 | On an asset that was otherwise idle |
| EV Share Hub commission (15%) | €2.66 | Deducted from the session, not added on top |
| Less VAT (25.5%) | –€0.54 | Applied to EV Share Hub's commission only |
| Less card processing | –€0.45 | ~3.4% of the transaction |
| EV Share Hub keeps | €1.67 | Net of VAT and processing |
The Finnish market
Eighteen registered operators. None of them peer-to-peer.
Every registered Finnish charging operator competes for the same charging spend. What none of them offers is a way for a private individual to list an existing wallbox and be paid for it lawfully.
| Operator | Type | Price to driver | Peer-to-peer | Position |
|---|---|---|---|---|
| ABC Lataus / K-Lataus | Retail networks | €0.15–0.45/kWh | No | 75%+ of public sessions; fixed locations |
| Fortum Recharge | Public network | €0.40–0.55/kWh | No | European footprint, highway focus |
| Virta | Platform + network | Varies | No | 4,098 EVSEs; B2B platform in 35 countries |
| Plugit, Wattery, Evenli | Housing-company charging | Per building | No | Serve residents only; closed to visitors |
| Monta | Charging software | 4% platform fee | No | Sells software to owners, not a two-sided market |
| EV Share Hub | P2P marketplace | €0.38/kWh, host-set | Yes | The only peer-to-peer network identified in Finland |
Operator count: AFIR National Access Point via Fintraffic, measured July 2026. Public charging prices move with wholesale electricity rates and seasonal promotions — treat the ranges above as indicative of the 2026 market rather than live tariffs.
What none of them offer
- A way for a private individual to list and monetise an existing home or workplace charger to the public.
- Reliable access to a charger within walking distance of an apartment building that has none of its own.
- Community-set pricing below fixed commercial or per-building tariffs.
- A regulatory-compliant path — VAT, DAC7, liability insurance — for an ordinary person to sell charging sessions lawfully.
A validated category, not an unproven idea
Peer-to-peer charger sharing already works elsewhere: Co-Charger and JustPark/JustCharge in the UK, Powerly, and EVmatch in the US. The model has been proven — it just hasn't reached Finland or the wider Nordic region.
That points to an unsolved problem rather than a saturated market. The regulatory and operational groundwork a compliant peer-to-peer model requires simply hasn't been done by any incumbent yet.
Trust, safety & compliance
The reason this market is unserved is regulatory, not technical
Letting a stranger pay a private individual for electricity involves metering law, VAT, platform tax reporting and liability. EV Share Hub's answer to each of those is designed into the platform rather than left as an open risk.
Metered, certified billing
Per-kWh billing on MID-certified chargers under Finland's Measuring Instruments Act (mittauslaitelaki 707/2011, administered by Tukes), with a telemetry-based assurance method extending accurate billing to the wider installed base.
VAT handled correctly
EV Share Hub is structured as an intermediary. The host sets the price and is named as the seller of the electricity, so Finnish VAT (25.5%) applies to EV Share Hub's commission only — not to the full session value.
Tax reporting filed for you
DAC7 platform reporting is filed automatically for every host under Finnish act 1267/2022, with Vero.fi guidance applied in-product. Host earnings remain taxable personal income — but the compliance filing isn't the host's problem.
Platform-provided host insurance
Host liability cover is budgeted at €12,000 in Year 1 and targeted to be in place before the first pilot session — a differentiator no peer-to-peer charging platform currently offers.
Two-way ratings, verified identity
Drivers rate chargers and hosts rate drivers, with verified identity on both sides. Ratings feed directly into search ranking, and accounts below a minimum threshold are flagged for manual review.
Disputes with evidence
Photo-based incident reporting with admin-reviewed claims, refundable security deposits, and Host liability insurance as the backstop when something goes wrong.
No network licence required. Because the host is named as the seller and EV Share Hub's own regulated activity is the marketplace and booking service, no electricity network licence is needed; excise duty falls on network operators, not on EV Share Hub or its hosts. Written regulator positions from Tukes and Traficom are targeted alongside the Q3 2026 pilot.
Who this is for
Two sides of the same street
EV Share Hub's marketplace only works when both sides win on the very first session. These are the two people it's built around.
Mikko
Host — the idle charger owner
A detached or terraced homeowner in Espoo or Vantaa with a private, OCPP-compatible wallbox installed for personal use — in use around four hours a day, idle the other twenty.
- What he wants
- To recover part of the charger investment and earn passive income without ongoing effort. He's already on a spot-price electricity contract, so the marginal-cost maths is visible and easy to reason about.
- What worries him
- Whether there's a lawful, safe way to let a stranger pay for a charge — metering accuracy, liability if something goes wrong, and whether payment really happens without manual invoicing.
- What wins him over
- Platform-provided liability insurance, a five-minute listing flow with no installation, and automatic payout the moment a session ends.
Elina
Driver — the apartment-dwelling EV owner
An EV owner in an apartment building in Helsinki, Espoo or Vantaa whose housing company has no charging of its own, relying entirely on public infrastructure today.
- What she wants
- To stop planning every week around someone else's public network, and to pay closer to €0.38/kWh at a charger within walking distance instead of €0.40–€0.55/kWh on a highway-focused network.
- What worries her
- Reliability — whether the charger two streets away is genuinely free tonight, and whether it will be there when she needs it, particularly in winter when charging frequency rises.
- What wins her over
- Live availability intelligence, walk-up access with no subscription, and transparent host ratings.
Both personas are working assumptions built on survey data and target-segment analysis. They'll get sharper once real host and driver behaviour from the planned 20-charger Helsinki pilot comes in.
Market validation
What people actually told us
Two separate survey runs, reported separately rather than blended into one flattering number — because they measure different markets.
Finland-specific survey · in progress
The market we're launching in
40%
of hosts surveyed would be willing to share their charger
53%
of drivers surveyed would use a peer-to-peer charging service
Live
Survey still running; full methodology and sample size to follow
Earlier survey · other European markets
The concept, tested elsewhere first
- 104 responses from EV owners in other European markets, via EV-focused groups, forums and direct outreach.
- 84.6% of respondents currently own an EV.
- 65.4% expressed positive interest in a peer-to-peer charging platform.
- Among those willing to pay a guaranteed-booking fee, 66.7% would only accept under €1 — which is exactly why reserved booking is priced as a small optional add-on rather than a gate.
This run was not distributed in Finland. It speaks to the underlying concept and to host/driver behaviour patterns — not to Finnish willingness to pay, Finnish host conversion, or taloyhtiö-specific parking dynamics.
Where we launch
One dense metro area first. Deliberately.
A two-sided marketplace is worth more to a driver the more hosts are nearby, and worth more to a host the more drivers are booking. That cold-start problem is solved by concentrating, not by spreading thin.
Q3 2026 · in progress
Build and validate
Platform development for the Finnish market, regulator positions from Tukes and Traficom, the insurance programme secured, and a pilot with the first 20 chargers in Helsinki.
Q4 2026 · planned
Public launch
Open to hosts and drivers across Helsinki, Espoo and Vantaa, with a referral programme for hosts as the headline supply-side hook.
Years 1–3
Density in the capital region
150 listed chargers, then 700, then 2,000 — concentrated in the same postcodes rather than scattered across the country.
After Year 3
European expansion
Madrid, Paris and Berlin share similar housing and EV adoption trends that make the same model viable — entered only once Helsinki is profitable.
Why Finland first
- Highest-in-Europe EV adoption achieved without subsidy — evidence of durable demand.
- Near-universal spot-price electricity contracts, which make a host's marginal cost low and visible (Nord Pool FI area price averaged €40.5/MWh in 2025).
- A dense capital region where supply and demand sit within walking distance of each other.
- A mature OCPP wallbox base we can connect to without touching hardware.
- Finland is centrally located in Europe, and well connected to major European cities.
Sustainability
More charging capacity without pouring a single slab of concrete
Finland targets carbon neutrality by 2035. EV Share Hub adds usable charging capacity by activating infrastructure that already exists, rather than by building more of it.
Lower carbon per trip
Every session shifted from petrol-vehicle use to shared EV charging reduces transport emissions. In-app CO₂ tracking gives each user a running view of their own impact — and supports corporate and fleet ESG reporting where relevant.
Built on the price signal that tracks carbon
Finland's electricity mix is predominantly nuclear and hydro, and our spot-price guidance runs on Nord Pool's hourly FI area price — the same signal that determines the grid's real-time carbon intensity.
Utilisation is the metric
A listed-but-unbooked charger delivers no emissions benefit, so host utilisation rate is tracked as a core ESG metric — and pricing guidance nudges hosts toward bookable pricing rather than listing and forgetting.
We're honest about what we can't yet measure: with the app still in testing, there aren't enough live sessions to publish real network-wide CO₂ figures. See Sustainability for the full picture.
Where we actually are
Straight about the stage we're at
Everything above is the case for the market. Here's the honest status of the company, so nobody has to guess which parts are built and which are planned.
| Item | Status |
|---|---|
| Android app (v1.0), full feature set | Built · in internal testing |
| End-to-end booking, payment, dispute, rating and payout flow | Validated on internal test transactions |
| Company registered in Finland (EV Share Hub Oy, Business ID 3639738-8) | Done |
| Business Finland positive Eligibility Statement (Diary No. 1198/1/2025) | Received |
| Google Play Store listing | Not yet submitted |
| Written regulator positions (Tukes, Traficom) | Targeted for the Q3 2026 pilot |
| Host liability insurance programme | Budgeted; targeted before the first pilot session |
| 20-charger Helsinki pilot | Planned, Q3 2026 |
| Public Finnish launch, real hosts and drivers | Planned, Q4 2026 |
There are no third-party Finnish usage numbers, registered users, completed public sessions or marketplace volume to report yet. The Q3 2026 pilot and the planned Q4 2026 Helsinki launch are what start that, not something already underway.
Idle charger, or nowhere to charge?
Either way, EV Share Hub is being built for you. Try the Android beta, or tell us where you are so we can bring the network to your postcode first.